Privacy Policy Disclosure |
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| Privacy Policy Disclosure Our privacy statement explains how we collect, use,
share, and protect your personal information. So just how do we protect your
privacy? Simply put, we respect your right to privacy and promise to treat your
personal information responsibly. It’s as simple as that. Here’s how. |
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Our Pledge to our Customers
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- We collect only the information we need to serve you and administer our business
- We are committed to keeping your information confidential and we place
strict limits and controls on the use and sharing of your information
- We make every effort to ensure the accuracy of information
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We collect information about you when you ask about or buy one of our products
or services. The information comes from your application, business transactions
with us, and consumer reports – but only if applicable to the product or service
that you choose. Please know that we only use that information to sell, service,
or market products to you.
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We may share the following types of information with our affiliated companies:
name and address, social security number, assets and income, property address
and value, account and policy information, consumer report information, family
member and beneficiary information and medical information you granted us
permission to collect.
How we used information
When you enter into a business relationship with us, we may share your personal
information with your agent, producer, or advisor and our companies and business
partners so that they can service your policy or account. Some examples of when
we may share this information include mailing your statement or processing
transactions that you request. You cannot opt of our sharing of this information
for such purposes. We may also share your personal information where federal and
state law requires.
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We don’t sell your information for marketing purposes. We may disclose the
information we collect to companies that perform marketing services on our
behalf or to other financial institutions with which we have joint marketing
agreements. Any company with which we team must conform to our privacy
standards. If we change our policy, we’ll tell you and give you the opportunity
to opt out before we share your information.
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Confidentiality and security
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We follow the data security laws that apply to us. We protect your information
by using physical and technical safeguards. We limit access to your information
to those who need it to do their jobs. Our business partners are also legally
bound to use your information for our purposes only. They may not share it or
use it in any other way. |
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Who we are
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We are a member of the Western & Southern Financial Group, Inc (“Western &
Southern Financial Group”). The member companies are:
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Capital Analysts Incorporated,\; Columbus Life Insurance Company;, Fort
Washington Investment Advisors, Inc.; Fort Washington Savings Bank; IFS
Financial Services, Inc.; IFS Fund Distributors, Inc.; Integrity Life Insurance
Company; The Lafayette Life Insurance Company; National Integrity Life Insurance
Company; Touchstone Securities, Inc.; Touchstone Investment Advisors, Inc.; The
Western and Southern Life Insurance Company; Western & Southern Agency, Inc.;
Western-Southern Life Assurance Company; and W&S Brokerage Services, Inc. |
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Accessing your information/Opt-Out Notice
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| You can always ask us for a copy of your personal information. Please call us at
(800) 243-6631 to access your personal information or for
questions about our privacy policy. For your protection, we will verify your
identity before providing you with your information. We can only give access to
information that we control. We don’t charge a fee for giving you a copy of your
information now, but we may charge a small fee in the future. You can call your
agent or producer to change your personal information. But we can’t update
information that other companies provide to us. So you’ll need to contact these
other companies to change your information. |
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The Western & Southern Financial Group also provides this opt-out notice.
Federal law gives you the right to limit some but not all marketing from the
Western & Southern Financial group companies. Federal law also requires us to
give you this notice to tell you about your choice to limit marketing from the
Western & Southern Financial Group companies.
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| You may limit the Western & Southern Financial Group member companies, such as
its insurance and securities affiliates, from marketing their products or
services to you based on your personal information that they receive from other
Western & Southern Financial Group companies. This information may include your
assets and income, property address and value, account and policy information,
and consumer report information.
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| To limit marketing offers, contact us by telephone at 1-800-243-6631. Your
choice to limit marketing offers from the Western & Southern Financial Group
companies will apply for at least 5 years from when you tell us your choice.
Once that period expires, you will receive a renewal notice that will allow you
to continue to limit marketing offers from the Western & Southern Financial
Group companies for at least another 5 years. |
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The Lafayette Life Insurance Company
400 Broadway
Cincinnati, Ohio 45202-3341 |
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