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Lafayette Life Insurance Company
has a complete line of life insurance and annuity products to meet most
every need. In addition, there are specialized riders that may be
combined with your policy to provide a customized package best suited to
your personal objectives. The following information provides a brief
description of our products and what they were designed to do. You can
find more information on a particular product from your Lafayette Life
agent.
The Centennial Series
of Whole Life Insurance These policies are designed to provide permanent insurance with level death benefits to age 121. The death benefit protection provided by these policies is guaranteed as long as you pay the scheduled premium
without accessing the policy cash values. There are five different whole
life policies in this series, each with different features and benefits. Each participates in
policy dividends, which are not guaranteed and are subject to change.
The Millennium
Series of Universal Life Insurance These life insurance policies
are designed to provide flexibility in premiums and death benefits, with
access to current policy values. We have several different universal
life policies, each designed to meet a different need.
The Marquis
Series of Indexed Life and Annuity Products Our
Marquis product line is designed to offer the opportunity to participate
in interest crediting based in part on the Standard and Poor’s 500
Composite Stock Index. These policies provide the possibility of a
greater interest crediting than fixed-interest crediting, while still
offering minimum guaranteed values and a minimum guaranteed interest
rate and the benefits associated with traditional insurance products.
The S&P 500 Index does not reflect dividends paid by the S&P 500
companies. The annuities are used primarily for long term cash
accumulation and retirement income, and the life insurance can provide a
substantial death benefit. There are two products in the Marquis product
line.
Elite Series of Term
Life Products Term insurance is designed to provide low
cost, temporary death benefit coverage to meet a variety of needs. It
has a limited policy length and no cash value accumulations. We have
several term insurance plans to meet your needs.
The Lafayette Life Mission
Statement
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