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Group Dental

Dental coverage is one of the most frequently requested and used benefits. It pays to have a strong plan that gives employees access to the preventive care and coverages they deserve – and also protects the investment groups make in their benefits and their people.

With that in mind, Lafayette Life, through an alliance with Securian Dental, is pleased to make available solid dental plans that groups can add to their benefit mix at affordable rates.

Simple to understand.
The dental plans feature everything groups and their employees expect in dental coverage:

Freedom to see any dentist

100% coverage of preventive care

Plan designs with a range of options for basic and major services

Optional orthodontic coverage

Worldwide emergency coverage

For groups as small as two employees

Groups with 50+ employees may offer their employees a choice of two plans

Simple to use.
From enrollment through claim handling (and everything in between), Securian Dental provides outstanding service. For example, claims are typically paid in 10 business days with 99% accuracy.

Simple to afford.
There is a plan that’s right for any budget. Controls costs through varying coverage levels and calendar-year maximums.

Simple to trust.
The dental plans are underwritten and issued by Securian Life Insurance Company, recognized by A.M. Best with an A rating (Excellent – third highest of 16 categories). DeCare Dental Health International – a global leader in oral health care management serving 4 million members from 18,000 groups – administers the plan.

A full range of dental products is available to fit every employer's need

Employer-Paid Indemnity Dental

Employer-Paid PPO Dental

Voluntary Indemnity Dental

Voluntary PPO Dental

2 – 9 Lives Dental

Important Information Regarding Coverage
This page is intended to provide a convenient overview and is not intended to be a complete description. Additionally, some provisions may vary by state. Only those services and supplies specifically listed in the Dental Benefit Plan Summary are covered in the plan, regardless of dental necessity. For complete details, please refer to your Dental Benefit Plan Summary, which outlines the specific treatments that are covered, the frequency with which those treatments are covered, and limitations, exclusions and conditions under which coverage may remain in force. Exclusions and limitations are also available at ww.securiandental.com.