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The Horizon Series of Fixed Annuities is a portfolio of traditional fixed-interest annuity products designed to provide a flexible and easy method of accumulating funds to meet your long-term needs, and to offer several income options for you to consider. Interest is credited on a regular basis and funds may be available at any time, subject to possible withdrawal charges, income taxes and penalties.
The Horizon Single Premium Immediate Annuity (SPIA-94) is a custom annuity designed specifically to provide an income stream in a manner you select. We will pay you an income based on a term of years, or based on your life expectancy. Life expectancy payments guarantee you an income you cannot outlive.
Annuity products are issued by The Lafayette Life Insurance Company, Cincinnati, OH. The Lafayette Life Insurance Company operates in D.C. and all states except AK and NY, and is a member of Western & Southern Financial Group, Inc. Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the insurance company issuing the annuity. Guarantees are based on the claims-paying ability of the insurer. Products are backed by the full financial strength of Lafayette Life.
Earnings and pre-tax payments are subject to income tax at withdrawal. Withdrawals may be subject to charges. Neither Lafayette Life, nor their agents, offer tax advice. For specific tax information, consult your attorney or tax advisor. Interest rates are declared by the insurance company at annual effective rates, taking into account daily compounding of interest. Product and feature availability, as well as benefit provisions, vary by state. See your financial professional for product details and limitations.
No bank guarantee. Not a deposit. May lose value. Not FDIC/NCUA insured. Not insured by any federal government agency.